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[Neobank] Enable real-time expense tracking

Users want a feature that allows them to track their expenses in real-time, helping them manage their budgets more effectively and avoid overspending.

Original Source

@u/wayward-daughter75 | 5 pts | 3/14/2026

I have a savings and checking account at a brick and mortar bank, and a HYSA at CIT. it takes time to transfer money from my physical bank to the HYSA and vice versa-obviously I want as much as I can in the HYSA, but I also want some quickly liquifiable savings. I currently keep around 5500 in the savings and around 12700 in the HYSA (working on saving for a down payment for a condo, hopefully). How much should I keep in the physical savings vs. the HSYA? Monthly expenses are about $1500 for rent, $300 for car payment, around 400 for food, and $160ish for utilities. Thank you! Any advice is appreciated

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