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Visualize spending as mortgage equivalents

User wants financial apps to visualize spending in terms of "mortgage months" or "months to home ownership" to make budgeting more impactful.

Original Source

@u/OwenWilsonnn | 325 pts | 10/25/2025

Pay $2,400/month on my mortgage, so I started converting other spending to "mortgage months". My spending last year: • $7,200 on Uber Eats = 3 months of mortgage payments • $3,600 on random online shopping = 1.5 months mortgage • $1,200 on subscriptions I barely use = Half a month mortgage That's nearly 5 months of mortgage payments (or 5 months closer to owning my PPOR) spent on stuff I barely remember. Anyone else frame spending this way? Does PocketSmith or any app visualize spending as "mortgage equivalents" or "months to home ownership"?

Discussion

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