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Allow input of current remaining principal and extra payments

User wants mortgage calculators to allow input of the current remaining principal balance, rather than just the original loan amount, to accurately calculate payoff timelines, especially when extra principal payments and bi-weekly payments have been made.

Original Source

@u/cozyforest8 | 139 pts | 5/23/2025

We are a couple years into our loan and have been making extra principal payments since the beginning. We just switched to biweekly payments and I want to figure out when we'll pay off the house with both biweekly and extra principal. All the calculators I can find ask for the original loan amount, but that doesn't take into account the extra payments we've already done. Any calculator suggestions that does all of this?

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