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Develop a credit card management tool

Create a tool that helps users manage multiple credit cards, including advice on when to close cards without negatively impacting credit scores, especially for those planning to buy a house in the future.

Original Source

@u/Sea_Donkey1246 | 3 pts | 3/14/2026

Between my spouse and I we have 6 credit cards that we are working to pay off. Once we pay one off, will it hurt us in the long run to close it? Im thinking we can pay them off then close them out one by one but maybe keep one for emergency? We bought our house in 2025 but want to move again in 5-8 years. If closing the cards hurts our credit score, will it still hurt us years down the road?

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