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[Neobank] Improve payment options for international freelancers

Users want better options for receiving payments internationally with lower fees and fewer complications. This includes reliable methods for receiving payments in different currencies without high conversion fees.

Original Source

@u/jd_alien | 2 pts | 3/12/2026

Hi everyone, I’m based in Morocco and I will start working remotely with a Canadian company. I’m trying to figure out the best way to receive payments with the **lowest fees and least complications**. So far I’m considering these options: * **Direct bank transfer (SWIFT)** to a Moroccan bank * **PayPal**, then withdrawing through **CashPlus** * **Wise**, but I’m not sure if Moroccans can actually receive money into a Wise account or only to a local bank through Wise My main concerns are: * Total fees (conversion + withdrawal) * Reliability (accounts getting limited or frozen) * Speed of receiving the money * Whether it’s possible to keep the money in CAD/USD before converting For context, the payments would probably be **monthly salary-type payments**, not occasional freelance payments. If anyone here is **Moroccan or has experience paying/receiving internationally with Morocco**, I’d really appreciate hearing what has worked best for you. Thanks!

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