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[Boldin] Include taxes in yearly expenses calculation

User AeroNoob333 wants to know if the yearly expenses calculated by the Detailed Budgeter on Boldin should include taxes, as their current calculations do not reflect this. This could improve the accuracy of financial planning for users.

Original Source

@u/AeroNoob333 | 5 pts | 3/15/2026

Our yearly expenses is $150K from the Detailed Budgeter I did on Boldin. My husband asked me if that included taxes. It does not. When I look at the "Income & Expenses" Insight, our expenes are close to $200K when factoring in taxes. We are still okay though and have a 99% chance of success so not worried, but I am curious if the 4% SWR includes or excludes taxes? When we did the "paper napkin" math, we only did $150K x 25. Should we have done $200K x 25?

Discussion

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