[Zoho CRM] Integrate with M-Pesa for payments and transactions

Been onboarding a few companies into Zoho Books, Inventory, and CRM, and one pattern is clear: Every business eventually hits the **“Zoho won't let me do X”** moment. For Kenyan users, what’s your biggest pain point? – M-Pesa integrations – Exchange rate handling – Inventory valuation rules – CRM setup – Poor historical data from the old system – Multi-branch management – Approvals and workflows – Bank feeds delays – Tax/VAT setup Let’s share real-world frustrations and solutions — might help someone else too.