We need a payment processor that offers lower fixed fees for micro-payments, as the current options destroy our profit margins. Higher percentage fees are acceptable if there are no fixed fees.
We run a UK-based company selling digital in-game items and game codes globally. Our biggest headache right now is that the vast majority of our sales are micro-payments (around the $3-$5 mark). Because we sell digital goods, most standard global gateways immediately flag us as "high risk" and won't even look at us. The high-risk processors that *do* accept us usually charge those fixed per-transaction fees (like $0.30 + percentage). On a $3 cart, that flat fee absolutely destroys our profit margins. We need an provider with lower fixed fees, we accept higher % fees if there is no fixed fee. Has anyone here dealt with similar issue?