I want to build an app that looks at all your credit cards and tells you exactly what to do, including which card to use and how to pay them off fastest. This would help users avoid wasting money on interest by providing clear guidance on credit card usage.
I have 3 credit cards and a few weeks ago I tried to figure out how much interest I was actually paying across all of them. Took me forever. Different apps, different logins, doing math in my notes app like an idiot. Turns out I was wasting over $600 a year. Just from not knowing which card to pay first or which one to use for groceries vs travel. That annoyed me enough to start building something. The idea is basically an app that looks at all your cards and tells you exactly what to do. Which card to use, how to pay them off fastest, how much interest you’re wasting. Simple as that. Would love a feedback